Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # THE POINTS PROJECT Welcome to The Points Project. We are avid points & miles geeks who love to talk shop. ## Sitemaps - [XML Sitemap](https://thepointsproject.net/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Episode 12: 2x, 5x and 57x](https://thepointsproject.net/episode-12-2x-5x-and-57x/) - Hey there TPP Listeners, In this show, we focus on a new Amex Graphite Business Charge Card (the 2x), 5x opportunities in Q2 as well as a 5x platform that's going away, and we also get into a crazy 57x Rove booking stunt that could turn into a way to buy JL miles at ~1.1 - [Episode 13: Award Program Changes, An Unhinged Paze Promo & a Mid-Year Check-In](https://thepointsproject.net/episode-13-award-program-changes-an-unhinged-paze-promo-a-mid-year-check-in/) - Mid-year check-in time on the public feed. Kristoff and Raymond take a step back to assess the state of the game in mid-2026. But first, we have some alliance moves, award travel findings, and a Paze promo that got way out of hand. Our main topic is how we’re feeling, a sort of ‘meta’ discussion - [Episode 11: It's Incidental Season](https://thepointsproject.net/episode-11-its-incidental-season/) - Listen to this free episode on Patreon Hey TPP listeners, It’s January and you know what that means, we’re getting to work on incidentals, but also we’re taking some time to think about how we approach incidentals. Other than this, we have some feelings about all the Bilt v2.x noise. We end the show with - [Episode 10: Q4 News & Learning From Past Credit Cards](https://thepointsproject.net/episode-10-q4-news-learning-from-past-credit-cards/) - Listen to this free episode on Patreon Kristoff and Raymond hop on this week on the free show to talk shop about: [00:33] - Japan Airlines Added to Capital One Transfer Partners [13:49] - Amex Delta Card Portfolio Elevated Offers - Expiring 10/29/2025 [22:20] - Bank of America ‘More Rewards Day’ 11/06/2025 [25:42] - Q4 - [Episode 9: The Credit Card Game Is Always Changing](https://thepointsproject.net/episode-9-the-credit-card-game-is-always-changing/) - Listen to this free episode on Patreon This episode dives into Citi’s new Strata Elite card, including Raymond’s P2 approval, benefits, and the future of its value, along with Citi once again allowing TYP transfers to American Airlines. We also cover the rumored Atmos Rewards Summit Visa Infinite, plus major devaluations to US Bank’s Altitude - [Episode 8: Mesa Homeowners Card, Saying Goodbye To A Dear Friend, and Reflections on P3'sFirst Big Trip](https://thepointsproject.net/episode-8-mesa-homeowners-card-saying-goodbye-to-a-dear-friend-and-reflections-on-p3sfirst-big-trip/) - Kristoff and Raymond hop on this week to chat about some elevated sign-up bonus offers for: Mesa Homeowners Visa Signature Card (issued by Celtic Bank) Limited-Time Offer: 50,000 points after $5,000 spend in 90 days using code Bonus50. No annual fee. Card comes with a laundry list of unique 'coupon book adjacent' credits. Raymond messes - [Episode 5: New Apps & The Schwab Elephant In The Room](https://thepointsproject.net/episode-5-new-apps-the-schwab-elephant-in-the-room/) - Hello Points Project Listeners, In this episode, we are reminded that it's already October 2024, and that means Q4 is in full swing. With that, we've decided to load up on some new cards, but not everything on that front was a success. Synchrony, Amex & Chase have some highs as we prepare for more - [Episode 6: 'Tis the Season to be Churning](https://thepointsproject.net/episode-6-tis-the-season-to-be-churning/) - Happy Holidays!Kristoff and Raymond dive into the holiday spirit, covering increased shopping portal offers, Citi and AAdvantage becoming exclusive partners, end-of-year credit card housekeeping notes, and insights into elevated BofA and US Bank benefits when banking as a preferred client.To wrap up our last public episode of the year, we reflect on what we're most - [Episode 7: Transfer Bonuses, End of Q1 Reminders, and a Baby Bonding Roadtrip](https://thepointsproject.net/episode-7-transfer-bonuses-end-of-q1-reminders-and-a-baby-bonding-roadtrip/) - Spring is here! Kristoff and Raymond check in on the public podcast feed to discuss: 1. Current transfer bonuses with the big 4 bank point currencies. 2. Reports of the Amex Resy credit triggering at Walgreens? 3. Adapting to the need to hit spend requirements with Amex. We noodled on paying taxes and whether or - [Episode 3: Plus 10x Dining Recap, Southwest Strategies, and a couple trip recaps](https://thepointsproject.net/episode-3-plus-10x-dining-recap-southwest-strategies-and-a-couple-trip-recaps/) - In this episode, we recap our Amex 10x dining referral offer, go over some news and updates we're working on, focus in on how to maximize your Southwest bookings to minimize your cash outlay, and give our thoughts on a couple trips we've taken in the last few weeks. Enjoy! - [Episode 2: All about Amex, A new Avios option, Hilton enhancements & stacking Hilton against Hyatt](https://thepointsproject.net/a-new-avios-option-hilton-enhancements-stacking-hilton-against-hyatt/) - In this episode, we talk about a new credit card option from a lesser-known bank, a Virgin Atlantic transfer bonus, issues with a popular gift card website, and updates to the Hilton Honors program. We then have a face off between Hilton Diamond elite status and Hyatt Globalist elite status to help you decide where - [Episode 1: All about Amex](https://thepointsproject.net/hello-world/) - In our first public release episode, we take a deep dive into the latest happenings with American Express, how we're approaching our credit card spend, and how to maximize our return on our spend. We also discuss recent updates in the credit card spending world, and upcoming travel plans for Summer 2024. - [Episode 4: New CC Applications, Plans for 2H 2024, and a Japan Trip Report](https://thepointsproject.net/episode-4-new-cc-applications-plans-for-2h-2024-and-a-japan-trip-report/) - In this episode, we discuss some new cards we’ve recently applied for, and our churning strategy for the rest of 2024. Raymond also talks about his recent trip to Japan. Enjoy! -TPP - [We have a Patreon!](https://thepointsproject.net/we-have-a-patreon/) - The Points Project is happy to announce we have a Patreon!Patrons get exclusive access to 'behind the paywall' podcast content, where we dive deeper into the life of a credit card optimizer. We talk in depth about deals, credit card spend, and have a bit of fun while we're at it. If you enjoy our ## Categories - [Uncategorized](https://thepointsproject.net/category/uncategorized/)