THE POINTS PROJECT

The Points Project is a podcast going deep into the life of a credit card optimizer.

We talk about wins, fails, award trips and everything that falls in between.

  • Episode 7: Transfer Bonuses, End of Q1 Reminders, and a Baby Bonding Roadtrip

    Spring is here!

    Kristoff and Raymond check in on the public podcast feed to discuss:

    1. Current transfer bonuses with the big 4 bank point currencies.

    2. Reports of the Amex Resy credit triggering at Walgreens?

    3. Adapting to the need to hit spend requirements with Amex. We noodled on paying taxes and whether or not we need to reconsider buying groups. Lastly, a few Q1 spending reminders.

    4. We touch on loyalty program devaluations including Southwest and Hyatt. The Southwest changes especially felt like a paradigm shift.

    5. An End of Baby Bonding Roadtrip: Burning Hilton FNCs and Hilton GCs/Amex Hilton benefits at higher-tier Hilton properties in California. Also an unplanned trip to Disneyland with 2.5 month old P3.

  • Episode 6: ‘Tis the Season to be Churning

    Happy Holidays!
    Kristoff and Raymond dive into the holiday spirit, covering increased shopping portal offers, Citi and AAdvantage becoming exclusive partners, end-of-year credit card housekeeping notes, and insights into elevated BofA and US Bank benefits when banking as a preferred client.
    To wrap up our last public episode of the year, we reflect on what we’re most thankful for this year… – TPP

  • Episode 5: New Apps & The Schwab Elephant In The Room

    Hello Points Project Listeners,


    In this episode,  we are reminded that it’s already October 2024, and that means Q4 is in full swing. With that, we’ve decided to load up on some new cards, but not everything on that front was a success. Synchrony, Amex & Chase have some highs as we prepare for more wedding banquets, while BofA and Wells Fargo are still odd and fickle beasts. Lastly, we review what’s left for cashing out MRs post-October 1st—hopefully less valuable cash outs mean we’ll be focused on high-value aspirational travel in 2025. -TPP
    Please consider subscribing to our Patreon for access to our credit card rewards enthusiast content, including access to the members-only The Points Project Slack community at https://www.patreon.com/ThePointsProject.

  • Episode 4: New CC Applications, Plans for 2H 2024, and a Japan Trip Report

    In this episode, we discuss some new cards we’ve recently applied for, and our churning strategy for the rest of 2024. Raymond also talks about his recent trip to Japan. Enjoy! -TPP

  • Episode 3: Plus 10x Dining Recap, Southwest Strategies, and a couple trip recaps

    In this episode, we recap our Amex 10x dining referral offer, go over some news and updates we’re working on, focus in on how to maximize your Southwest bookings to minimize your cash outlay, and give our thoughts on a couple trips we’ve taken in the last few weeks. Enjoy!

  • We have a Patreon!

    The Points Project is happy to announce we have a Patreon!

    Patrons get exclusive access to ‘behind the paywall’ podcast content, where we dive deeper into the life of a credit card optimizer. We talk in depth about deals, credit card spend, and have a bit of fun while we’re at it.

    If you enjoy our non-paywall content, then you’ll really want to subscribe…

    When you sign up, we’ll email you a unique RSS link where you’ll be able to access the entire show archive. We hope to see you on the other side! -TPP

ABOUT TPP

The Points Project is a podcast going deep into the life of a credit card optimizer. We talk about wins, fails, award trips and everything that falls in between.

We offer a public (free) version of the show, which should appeal to even the most casual of credit card fans. That said, we also aim to provide advanced credit card hobbyists interesting insights in our free show.

We also host a Patreon feed of the podcast, called the Enthusiasts Tier, where we go deeper into certain topics that aren’t discussed on the public show. We post about 3x the amount of content for our Patreon podcast feed than is what is posted on the public podcast feed. Included in the Enthusiasts tier level is access to a growing Slack community of like-minded avid credit card fans, where you can ask questions, share data points, and just talk shop as you’d like.

Regardless of if you subscribe to our Patreon or casually listen to the public show, we truly hope that you enjoy the conversations! -TPP

ARCHIVE

Don’t forget the trusty 3X Citi Straaattta premier!

-Kristoff

FOLLOW TPP!

INQUIRES

podcast@thepointsproject.net